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OCR: I N C O M INVESTMENTS The problem for in- come investors next year 30-diyld 30-day risld Pinom be an upward creep FidelitrSpar Mun 2.8% Woltilll ich 5.8 in interest rates, which Strong Municipal 59.8 Short-1 Term Bond 6.8 could erode the value of Drafus BaslcMonay Harket 3F Vanguard Fre. Incoma IGNMA 7.3 long term bonds (scc the Uniledt arsice Goveriment 39 IGNMA Fund 7.5 story page 98 That's FlagshipLta. Term Erempt 8 Franklir lacome Series 9.2 why our picks lean toward short. or Scnddor Modlum Tarm Tar-Fros 5.6 RO Pric Tiole 103 intermediate. term funds; they yield BUY 5% or more with minor risks Ag- gressive investors might prefer the 112-enanth yidd equity income or high-yield bond funds at the bottom of the table. Though riskier, both pay over ARMfunds Better-thaninones teld don't oea ...